A blue day.
Today was a blue day. I'm not sure why, maybe it was the early morning drizzle or the endless number of emails that ended up in my mailbox.
I think it was because when I checked my Chase credit card account, I saw that the $100 extra payment I had made was essentially "canceled" out by the $100 finance charge just levied. And they raised my rate. I can't believe it - is that how they reward customers who not only pay on time but make additional payments? Well, starting tommorrow Chase will have one less customer when I transfer my balance to another account for that 3.99 fixed rate and no transfer fee.
I just felt like I was in a blue funk all day. The only positive thing about that is that I had no urge to spend any money, which is what I'd usually do when I was feeling down. Instead, I perused some personal finance forums and made my own coffee instead of Starbucks.
Then, when I came home, I was greeted by my Gap Visa credit card bill. Which is almost paid off (only $300 to go!). And what is inside? A gift card for $20. The catch to those giftcards is that you have to use your credit card to make the purchase. Evil. I'm glad I handed that card over to my parents.
But the night took a sudden upturn when I checked my home email and found this! How awesome is that? Last week I won the Amazon gift certificate and today I win a book! It really made my night and lifted up my mood.
Comments
it is a great site - I just won one of the amazon gift certficates, too! wahoo!