A summary of saving vs. spending

Money wise, it's been a good week.  I had two full days where I didn't spend a dime.  Of course, that was because I was bedridden with a massive headache.  I know I've written about my headaches before, and I finally have an appt scheduled for this coming week at the Headache Clinic at one of the local medical schools.  I am very excited, even though it will set me back about $400 that most likely will not be reimbursed through insurance.  But when it comes to my health, I don't mess around.  I don't mind spending this money.  Besides, I have $300 in Visa Gift cards that I'll be using, so it really will only cost me $100.

Anyway, I finally paid off the Gap credit card entirely.  Wahoooo!!!!!!!  I've made approx. $100 on eBay so far, and I'm waiting on some more auctions that are about to end.  This is very exciting.  The money goes right into my PayPal account which then goes right to the credit card.  I also negotiated a fantastic deal with Chase bank after threatening to close my account.  Two years of interest free payment for a one time fee of $63.  If I make a purchase, the rate is RIDICULOUSLY high.  Which is okay, because I've already destroyed that credit card.

I did my taxes last night and went to efile them today but the IRS website is down.  Don't forget, if your adjusted gross income is below $50,000 (or is it $55,000?) you can file online for free.  My refund should be about $1000.  Higher than I prefer, but I really can't take anymore exemptions that I already do.  I can't decide between giving that $1000 to the credit card company or put it into my emergency fund (which currently only has $20).